Know exactly what you owe in taxes.
Upload a bank or credit card statement and Invoixa groups every transaction by merchant for you to tag as business or personal — or type in your income and expenses yourself. Either way you get a real federal, provincial and CPP breakdown in seconds.
No credit card required. Invoixa never saves your statement files.
Freelance taxes go wrong in three predictable places.
The guessing
You set aside “about 25%” and hope it covers federal tax, provincial tax and CPP.
The statements
Hundreds of lines a month, refunds and card payments tangled in with real expenses.
The deadline
Every April you rebuild a year of bookkeeping from scratch, in a hurry.
Three numbers in. A full breakdown out.
Move the sliders and switch provinces — net income, federal tax, provincial tax, CPP contributions and the total you owe recalculate the moment anything changes.
Live — calls our real tax-estimate APIOne PDF becomes a clean, grouped ledger.
Invoixa reads your statement, groups transactions by merchant, and keeps refunds and card payments out of your expense totals. Mark a whole merchant group business or personal in one tap.
Deductible business expenses: $2,358.39
Amazon
14 transactions
Adobe Creative Cloud
6 transactions
Uber
17 transactions
Loblaws
22 transactions
Refunds
3 transactions
Credit card payment
2 transactions
Every statement and manual entry, in one running picture.
Month by month: what came in, what you spent on the business, and what you should be setting aside for the CRA.
| Month | Income | Business expenses | Estimated tax owed |
|---|---|---|---|
| January | $7,900 | $1,320 | $1,813 |
| February | $6,950 | $980 | $1,578 |
| March | $8,500 | $2,240 | $1,688 |
| April | $4,120 | $1,465 | $512 |
| May | $10,050 | $1,740 | $2,355 |
Sample data: an Ontario freelancer at 2026 rates.
Built to be trusted with real financial data.
We don't keep your files
Your statement PDF is read once to pull out the transactions, then discarded. It's read by our AI provider, Anthropic. Only the transactions you confirm are saved.
Current CRA brackets
Federal, provincial and CPP rates for every province and territory except Quebec, updated each tax year.
You stay in control
Nothing is tagged for you. Invoixa groups transactions by merchant, and you mark each group business or personal.
Start free. Upgrade when you file.
Basic
Free forever
- Manual tax estimate
- Instant tax estimate for every province except Quebec
- Federal, provincial and CPP breakdown
- No statement upload (enter income and expenses yourself)
Plus
Most popularBilled monthly
- Everything in Basic
- Statement uploads with merchant grouping
- 5 statement uploads a month, up to about 500 transactions each
Pro
Billed monthly
- Everything in Plus
- CRA-ready PDF export
- 20 statement uploads a month, up to about 500 transactions each
- Unlimited manual expense entry
Invoixa Tailored
Need more than Pro? We'll set Invoixa up around your business: higher statement limits, your bank's format, a team, or features built for you. Tell us what you need and we'll come back with a quote.
Invoixa gives estimates to help you plan — it is not tax advice or a filing service.